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- 1/75 75Open Sat 10AM-12PM
$615,000
4 Beds3.5 Baths2,565 SqFt7470 Wynfield DR, Cumming, GA 30040
Single Family Home
Listed by Keller Williams Realty Community Partners
- 1/45 45Open Sat 1PM-3PM
$575,000
4 Beds2.5 Baths3,078 SqFt4510 Balmoral RD NW, Kennesaw, GA 30144
Single Family Home
Listed by Atlanta Communities
- 1/52 52Open Sat 2PM-4PM
$750,000
5 Beds2.5 Baths3,182 SqFt4942 Fairhaven WAY NE, Roswell, GA 30075
Single Family Home
Listed by Keller Williams Realty Atl North
- 1/44 44Open Sat 1PM-3PM
$675,000
4 Beds2.5 Baths2,379 SqFt1047 Winding Branch CT, Atlanta, GA 30338
Single Family Home
Listed by Atlanta Fine Homes Sotheby's International
- 1/66 66Open Sat 1PM-3PM
$925,000
7 Beds6 Baths5,779 SqFt525 Rose Border DR, Roswell, GA 30075
Single Family Home
Listed by Redfin Corporation
- 1/44 44Open Sat 2PM-4PM
$925,000
5 Beds3 Baths4,568 SqFt4345 Blackland WAY, Marietta, GA 30067
Single Family Home
Listed by Compass
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Market News
What You Really Need To Know About Home Price Headlines
What You Really Need To Know About Home Price Headlines
According to recent data from Fannie Mae, almost 1 in 4 people still think home prices are going to come down. If you’re one of the people worried about that, here’s what you need to know.A lot of that fear is probably coming from what you’re hearing in the media or reading online. But here’s the thing to remember. Negative news sells. That means, you may not be getting the full picture. You may only be getting the clickbait version. As Jay Thompson, a Real Estate Industry Consultant, explains:“Housing market headlines are everywhere. Many are quite sensational, ending with exclamation points or predicting impending doom for the industry. Clickbait, the sensationalizing of headlines and content, has been an issue since the dawn of the internet, and housing news is not immune to it.”Here’s a look at the data to set the record straight.Home Prices Rose the Majority of the Past YearCase-Shiller releases a report each month on the percent of monthly home price changes. If you look at their data from January 2023 through the latest numbers available, here’s what you’d see: What do you notice when you look at this graph? It depends on what color you’re more drawn to. If you look at the green, you’ll see home prices rose for the majority of the past year.But, if you’re drawn to the red, you may only focus on the two slight declines. This is what a lot of media coverage does. Since negative news sells, drawing attention to these slight dips happens often. But that loses sight of the bigger picture. Here’s what this data really says. There’s a lot more green in that graph than red. And even for the two red bars, they’re so slight, they’re practically flat. If you look at the year as a whole, home prices still rose overall.It’s perfectly normal in the housing market for home price growth to slow down in the winter. That’s because fewer people move during the holidays and at the start of the year, so there’s not as much upward pressure on home prices during that time. That’s why, even the green bars toward the end of the year show smaller price gains.The overarching story is that prices went up last year, not down.To sum all that up, the source for that data in the graph above, Case Shiller, explains it like this:“Month-over-month numbers were relatively flat, . . . However, the annual growth was more significant for both indices, rising 7.4 percent and 6.6 percent, respectively.”If one of the expert organizations tracking home price trends says the very slight dips are nothing to worry about, why be concerned? Even Case-Shiller is drawing your attention to how those were virtually flat and how home prices actually grew over the year.Bottom LineDon’t let what you're hearing about home prices confuse you. The data shows that, as a whole, home prices rose over the past year. If you have questions about what’s happening with home prices in your local area, connect with a trusted real estate professional.
MOREIs It Better To Rent Than Buy a Home Right Now?
Is It Better To Rent Than Buy a Home Right Now?
You may have seen reports in the news recently saying it’s more affordable to rent right now than it is to buy a home. And while that may be true in some markets if you just look at typical monthly payments, there’s one thing that the numbers aren’t factoring in: and that’s home equity. Here’s a look at how big of an impact equity can have and why it’s worth considering as you make your decision.What the Headlines Are Based onThe graph below uses national data on the median rental payment from Realtor.com and median mortgage payment from the National Association of Realtors (NAR) to compare the two options. As the graph shows, especially if you’re not looking for a lot of space, it can be more affordable on a monthly basis to rent: But if you’re looking for something with 2 bedrooms, the gap between the median rent and the median mortgage payment starts to shrink to a difference that may be more doable. The median monthly mortgage payment is $2,040. The median monthly rent for 2 bedrooms is $1,889. That’s a difference of about $151 a month. But here’s what happens when you factor in equity too.How Equity Changes the GameIf you rent, your monthly rental payments only go toward covering your housing costs and your landlord’s expenses. So other than saving a bit more per month and maybe getting your rental deposit back when you move, the money you spent on housing each month is gone – forever.When you buy, your monthly mortgage payment pays for your shelter, but it also acts as an investment. That investment grows in the form of equity as you make your mortgage payment each month and chip away at what you owe on your home loan. Your equity gets an extra boost as home values climb – which they typically do.To give you a clearer idea of how equity can really stack up fast, here’s some data for you. Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 economists, real estate professionals, and investment and market strategists what they think will happen with home prices. In the latest release, those experts say home prices are going to keep going up over the next five years.Here's an example of how equity builds based on the projections from the HPES (see graph below):Imagine you purchased a home for $400,000 at the start of this year. Chances are, since you bought, you plan to stay put for a while. Based on the HPES projections, if you live there for 5 years, you could end up gaining over $83,000 in household wealth as your home grows in value.Here’s how that stacks up compared to renting, using the overall median rent from above: While you may save a bit on your monthly payments if you rent right now, you’ll also miss out on gaining equity.So, what’s the big takeaway? Whether it makes more sense to rent or buy is going to vary based on your personal finances. It’s not a good idea to buy if the numbers truly don’t work for you. But, if you’re ready and able, adding equity as the final puzzle piece may be enough to help you realize buying is a better move in the long run.Bottom LineWhen it comes down to it, buying a home gives you a benefit renting just can’t provide – and that’s the chance to gain equity. If you want to take advantage of long-term home price appreciation, talk to a local real estate agent to go over your options.
MOREShould I Wait for Mortgage Rates To Come Down Before I Move?
Should I Wait for Mortgage Rates To Come Down Before I Move?
If you’ve got a move on your mind, you may be wondering whether you should wait to sell until mortgage rates come down before you spring into action. Here’s some information that could help answer that question for you.In the housing market, there’s a longstanding relationship between mortgage rates and buyer demand. Typically, the higher rates are, you’ll see lower buyer demand. That’s because some people who want to move will be hesitant to take on a higher mortgage rate for their next home. So, they decide to wait it out and put their plans on hold.But when rates start to come down, things change. It goes from limited or weak demand to good or strong demand. That’s because a big portion of the buyers who sat on the sidelines when rates were higher are going to jump back in and make their moves happen. The graph below helps give you a visual of how this relationship works and where we are today: As Lisa Sturtevant, Chief Economist for Bright MLS, explains:“The higher rates we’re seeing now [are likely] going to lead more prospective buyers to sit out the market and wait for rates to come down.”Why You Might Not Want To WaitIf you’re asking yourself: what does this mean for my move? Here’s the golden nugget. According to experts, mortgage rates are still projected to come down this year, just a bit later than they originally thought. When rates come down, more people are going to get back into the market. And that means you’ll have a lot more competition from other buyers when you go to purchase your next home. That may make your move more stressful if you wait because greater demand could lead to an increase in multiple offer scenarios and prices rising faster.But if you’re ready and able to sell now, it may be worth it to get ahead of that. You have the chance to move before the competition increases.Bottom LineIf you’re thinking about whether you should wait for rates to come down before you move, don’t forget to factor in buyer demand. Once rates decline, competition will go up even more. If you want to get ahead of that and sell now, talk to a real estate agent.
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- I had the pleasure of working with Chase during my recent home buying process, and I couldn't be more impressed with the experience. From start to finish, he demonstrated professionalism, dedication, and an exceptional level of knowledge. Chase was always available to answer my questions, provided valuable insights, and made the entire process smooth and stress-free. What really stood out was his attention to detail and willingness to go above and beyond to make sure everything went according to plan. He managed all aspects of the transaction efficiently, ensuring that I felt confident and informed every step of the way. If you're looking for someone who is reliable, responsive, and truly cares about their clients, I highly recommend Chase Scroggins. Thank you for all your hard work!
Yadira Vasconez
- I needed to sell my father’s house and immediately called Chase to help me. My previous experience with him was amazing as he helped me find my new home in the Atlanta metro area from out of town. He and his team were extremely helpful. This experience was no different as he walked me through the process of selling my father’s house, and kept my family up to date on the process. He provided great market information on the area where we were trying to sell and helped us to market the house. We have finally sold the house and if I need to sell/buy a house again I will definitely use Real Broker again! .
Aisha Simpson
- Chase is more than a realtor, he is a trusted advisor throughout the home buying and selling process!! My husband and I are not originally from Georgia and we have very few contacts in the area. Luckily, Chase has many resources for his clients and a vast knowledge of the real estate market in and around metro Atlanta. Need help finding a lender? Chase can refer one. Need help finding a contractor? Chase knows someone. Need help walking off the ledge when the path to homeownership feels overwhelming? Chase can do that too! All jokes aside, if it wasn’t for Chase there’s no way our journey would have gone so smoothly. We met Chase for the first time on a Saturday and immediately started viewing properties. The following Friday, only 6 days later, we were under contract for our first home and future investment property!! Chase advocated for us every step of the way and went above and beyond to help us find the right home. He is amazing to work with and truly passionate about what he does. We’re so thankful for all the guidance, time, and effort he put into helping us and we can’t wait to reach out to him again in the future for our next purchase or sale!!
Marcela Echavarria
- Very grateful to Chase, he was always ahead of my doubts and needs. I don't speak 100% English, but he always listened to me and was very patient with me. He really is a guy that I recommend for his effort and quality in his services. Thank you Chase 🙏🏼 ⭐️⭐️⭐️⭐️⭐️
BERE TORRES MAGUIRE
- Chase was fantastic all the way through. He answered every question I had. Was always available and followed up at every time needed. He also provided high quality pictures and a video walkthrough which really helped with my home. I would highly recommend him to anyone looking for a realtor and will be using him again in the future!
JT Kingston
- Chase is great! Highly recommend!
Mitchel Gutierrez
- Chase is excellent! He really knows the real estate market and related processes. He is extremely responsive. He guided us through and exceptionally smooth closing. I highly recommend him.
Julie Merriman Donlan
- Chase made buying our first home such a pleasant and easy experience! His insight throughout the home search was invaluable, and he was an excellent advocate for us during the offer and close. Chase always went over the top - he even set us up with a couple vendors to make repairs before we moved in (something that would have been really tough on our own).
Cameron Schuette
- Chase was absolutely fantastic! We are so happy we chose him as our realtor and would recommend him to anyone. My husband and I were in the market as first time home buyers looking north of Atlanta. The market hasn’t been kind to first home buyers but Chase remained positive, honest and knew exactly how to make our offers competitive. He walked us through all our options and explained the verbiage to ensure we had a full understanding of each step. We ended up getting our offer accepted and he even worked out $10k seller concession! We are now in the home of our dreams in the location of our dreams! All of this was possible thanks to Chase’s quick communication, knowledge of the market, and his genuine interest in finding us our perfect first home.
Courtney Simonis
- Chase was excellent from beginning to the end. We had the best experience possible with chase and his team. He is thorough, prompt and knowledgeable to answer all your questions. He kept us in the loop all the time. We are so glad that we found him to deal with our property. He had a great understanding of this volatile market. I highly recommend him to everyone. Thank you chase for selling our house so quick.
Vinod